Track all your credit cards in one place and see the optimal order to pay them off.
Your data stays on your device. Simple, private, effective.
Cash advances (ATM, Venmo, Crypto) typically have higher APRs and no grace period. Track them separately!
The 10% Rate Cap (Jan 2026) does NOT apply to cash advances. Pay these off first!
Your data is saved locally in your browser. No account needed!
Once you've added your cards, head to the calculator to see how fast you can be debt-free.
Go to Calculator